A Message from Patrick O'Hern

Many people might not be aware that by purchasing a vehicle through a dealership, such as ours, you can actually improve your. credit. If you have NO credit, or if you have had bad credit in your past, you can still purchase a quality used vehicle! Many other creditors are not so quick to extend their offers if you fall into the above two categories. The fact is that the risk is much less for a creditor when it comes to financing the purchase of a car, so you are more likely to obtain a car loan than most other forms of credit. First, a vehicle is often necessary for a person's livelihood. If you need your car to go to work, you are more likely to make your payments. Second, if you are working at building or rebuilding your credit, you will be motivated to make your payments consistently and on time. And frankly, the third reason is that if someone fails to make those payments, the car can be repossessed and sold again to cover the financing. As you can see, a lender has less to lose when it comes to car loans, which can be very good for you!

If you finance your purchase of a vehicle, and make those payments consistently, you can use us to help obtain a positive credit rating. If you have no credit, it is still easy to purchase a quality used car. What better way to show other creditors and prove to yourself that you are responsible! Since your credit with us will show consistent payments, other creditors will want to give you a chance. If you've had bad credit in the past, our positive credit rating will help you purchase land, a home, or obtain a credit card. Car loans can be a win-win situation for you - a better vehicle, and a better credit record!

I hope you will utilize the information contained here to your benefit. Credit Acceptance and One Way Auto Sales truly wants to help play a part in helping you change your life.

Patrick O'Hern
President of One-Way Enterprises, Inc.