html, body, ul, li {
	margin: 0;
	padding: 0;
	list-style: none;
}

<!--[if IE]>
body {
	padding-top: 100px;
}

img {
	border: 0;
}
<![endif]-->
img {
	border: 0;
}
a {
	font-weight: bold;
	text-decoration: none;
}
a:hover {
	text-decoration: underline;
}
.more {
	text-align: right;
}
.left {
	float: left;
}
.clear {
	clear: both;
}

body, h1, h2, h3, form {
	font: 10px tahoma, arial, sans-serif;
	margin: 0;
	padding: 0;
	color: #FFFFFF;
}

body {
	background: url(images/header_bg.jpg) repeat-x;
	text-align: center;
	<!--[if IE]>
	margin-top: 0px;
	padding-top: 4px;
	<![endif]-->
	margin-top: 47px;
	background-color: #336699;
}
#wrapper {
	text-align: left;
	margin: auto;
	width: 774px;
}

#header {
	height: 160px;
}

#header h1 {
	margin-top: 0px;
	margin-left: 3px;
}
#header h1 img {
	display: block;
}

#headline {
	margin-top: 90px;
	margin-left: 0px;
	font-size: 14px;
}

#headline_index {
	margin-top: 90px;
	margin-left: -100px;
	font-size: 14px;
}

#headline_index_2 {
	margin-top: 20px;
	margin-left: 0px;
	font-size: 14px;
}

#headline h1 {
	font: 14px tahoma, arial, sans-serif;
	font-weight: bold;
	margin-left: 3px;
}

#headline_index h1 {
	font: 14px tahoma, arial, sans-serif;
	font-weight: bold;
	margin-left: 3px;
}

#headline_index_2 h1 {
	font: 14px tahoma, arial, sans-serif;
	font-weight: bold;
	margin-left: 3px;
}

#problem div, form, p {
	font: 12px tahoma, arial, sans-serif;
	margin-left: 3px;
}
#nav {
	margin-top: 6px;
	margin-left: 106px;
}
#nav img {
	float: left;
}

a {
	font-weight: bold;
	color: #FFFFFF;
}

#body {
	padding-top: 2em;
	text-align: justify;
}

#body-left {
	float: left;
	width: 408px;
}
#body-right {
	float: right;
	width: 330px;
}

#body h2, #body p {
	margin: 0.3em 0;
}

#body-right p {
	margin-right: 2em;
}

#footer {
	color: #FFFFFF;
	background: #42453D url(images/footer_bg.gif) repeat-x;
	padding: 6px 0 5px 0;
	margin-top: 2em;
	font-weight: bold;
}
#footer p {
	margin: 0;
	padding: 0;
}
#footer a {
	color: #FFFFFF;
}

#top_banner {
	color: white;
	font-size: 18px;
	<!--[if IE]>
	margin-top: 0px;
	margin-bottom: 0px;
	<![endif]-->
	margin-top: -43px;
	margin-bottom: 21px;
}

#bottom_banner {
	color: white;
	font-size: 18px;
	padding-top: 3px;
}